Save For Your Down Payment

 

Talk to one of our Preferred Business Partners to determine how much down payment you will need to meet your monthly housing payment needs when purchasing.  Check your liquid savings and see how much you have relative to your target down payment.  Talk to our Preferred Lender about how much you’ll need for closing costs, moving expenses, furniture, etc. 

 

 

Check Your Credit Score

 

Use a site like AnnualCreditaReport.com to learn your credit score.  You can increase your credit score by paying your bills on time, paying down outstanding balances, and reducing the number of credit sources that you have available.

 

 

Get Pre-Approved

 

This is the most important step in the process, especially in a market with low inventory and more demand than supply.  One of our preferred lenders can work with you to determine how much you can realistically afford to pay for a home.  Remember, it’s not about how much you can afford, BUT rather how much you are comfortable paying each month for your house payment. 

 

 

Talk To Us

 

As your Exclusive Buyer’s Agent, I track the local housing market on a daily basis and provide you with property matches the minute that they become available.  My guarantee is to get you in to see any house of interest THE SAME DAY that it hits the market!  I will get you in to see homes quickly and have an offer written the same day.  I will keep you in the front of the line and at the top of the seller’s mind.

 

 

Be Open Minded

 

As a buyer, you need to be guided by your goals and dreams, not the hype and doom-and-gloom so often created by the media.  While you must take broader economic forces into consideration, the decision to buy a home is based on your need for shelter, the desire to be more connected to your community, and your long-term financial security.  This is your home, but it is also your  largest investment.